@misc{Worach-Kardas_Halina_Przezorność_2008, author={Worach-Kardas, Halina}, year={2008}, rights={Wszystkie prawa zastrzeżone (Copyright)}, description={Prace Naukowe Akademii Ekonomicznej we Wrocławiu; 2008; nr 1197, s. 492-498}, publisher={Wydawnictwo Akademii Ekonomicznej im. Oskara Langego we Wrocławiu}, language={pol}, abstract={The purpose of this paper is to analyze the current state of insurance awareness and cautiousness in the light of old age risk. The article contains a general concept of life insurance functioning as one of the factors of financial security for the old age period in the new retirement system. The main factors and possibilities in developing the voluntary insurances by the Polish households are presented in the paper as well. }, type={artykuł}, title={Przezorność ubezpieczeniowa w zabezpieczeniu ryzyka starości}, }