@misc{Gwizdała_Jerzy_Intellectual_2010, author={Gwizdała, Jerzy}, year={2010}, rights={Wszystkie prawa zastrzeżone (Copyright)}, publisher={Publishing House of Wrocław University of Economics}, description={Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu = Research Papers of Wrocław University of Economics; 2010; Nr 138, s. 55-70}, language={eng}, abstract={In the new economic reality, based mainly on integration and globalization of financial markets, banks are forced to seek ways of gaining competitive edge. The management of this capital in a bank is a certain method to succeed in this area. The identification of possible intellectual capital management processes in a bank by defining hidden potential, selection of measurement indicators and methods supporting its utilization and development - all of them are fundamental to achieve established aims. The essential element of intellectual capital in a bank is human capital which has great importance in the credit risk management process.}, title={Intellectual Capital towards Credit Risk Management - Dilemmas}, type={artykuł}, keywords={intellectual capital management, human capital, credit risk management, IC measurenment tools}, }