TY - GEN N1 - Argumenta Oeconomica, 2021, Nr 2 (47), s.19-38 N2 - The paper analyses the bank-specific and macroeconomic factors which determined the share of deposits in the funding structure of 184 EU listed banks in 2004-2016. The findings show that the global financial crisis (GFC) was one of the main factors that influenced the banks’ funding models. The authors document the banks’ return to funding from retail and corporate deposit markets, reducing the diversity in European banking sectors. The paper reports that the set of determinants affecting the banks’ funding policies were different in the GFC in comparison to periods before and after the crisis. The authors concluded that the influence of the net loans to the total deposit ratio on the deposit to total assets ratio was higher in the crisis period. On the other hand, return on assets had a lower negative impact on the banks’ funding model since they were forced to improve their profitability during the GFC. L1 - http://dbc.wroc.pl/Content/112704/Iwanicz-Drozdowska_Penczar_Kujawski_Liszewska_Deposits_as_a_stable_source.pdf M3 - artykuł L2 - http://dbc.wroc.pl/Content/112704 PY - 2021 KW - bank's business models KW - deposit funding KW - financial crisis C1 - Pewne prawa zastrzeżone na rzecz Autorów i Wydawcy A1 - Iwanicz-Drozdowska, Małgorzata A1 - Penczar, Marta A1 - Kujawski, Lech A1 - Liszewska, Monika PB - Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu C6 - Dla wszystkich zgodnie z licencją LA - eng CY - Wrocław ID - DOI: 10.15611/aoe.2021.2.02 T1 - Deposits as a stable source of bank funding. Did the global finance crisis influence the banks’ funding structure? UR - http://dbc.wroc.pl/dlibra/publication/edition/112704 ER -