Title:

Kapitały własne w polskim sektorze ubezpieczeń

Group publication title:

Prace Naukowe Akademii Ekonomicznej im. Oskara Langego we Wrocławiu

Title in english:

Capital in the Polish Insurance Sector

Creator:

Jonczyk, Barbara ; Nowotarska-Romaniak, Beata ; Ogrodnik, Helena

Description:

Prace Naukowe Akademii Ekonomicznej we Wrocławiu; 2008; nr 1197, s. 121-131

Abstrakt:

Capital of insurance companies guarantees their stabilization and financial safety. Their value and ways of capital contribution are governed to a great extent by legal regulations. It mainly concerns where the capital comes from, ways of capital contribution and application and the minimal value of subscribed capital. The paper presents the results of an analysis together with the evaluation of the value and structure of capital of insurance companies operating within the Polish insurance sector. The research which was carried out demonstrates that in the analyzed period of time a substantial increase of capital had been noticed. In the beginning, when the Polish insurance sector was being formed, subscribed capitals within the scope of capital played a crucial role. Together with the development of this sector the importance of reserve capital as an element of capital has risen. Foreign investment, to a great extent, had a direct influence on the strengthening of the capital base. However, it should be mentioned that the financial result obtained by insurance sector entities had also an impact on the level of capital as it often (mainly in insurance companies of II sector) reduced the level of these capitals. Nevertheless, changes occurring within the scope of capital in the years 1993-2005 are beneficial. However, it is highly recommended to introduce measures to improve the financial result made by insurance sector companies so that it will not have a negative influence on the level of capital but it should contribute to their increase.

Publisher:

Wydawnictwo Akademii Ekonomicznej im. Oskara Langego we Wrocławiu

Place of publication:

Wrocław

Date:

2008

Resource Type:

artykuł

Language:

pol

Relation:

Prace Naukowe Akademii Ekonomicznej im. Oskara Langego we Wrocławiu; 2008; nr 1197 ; Ubezpieczenia wobec wyzwań XXI wieku

Rights:

Wszystkie prawa zastrzeżone (Copyright)

Access Rights:

Dla wszystkich w zakresie dozwolonego użytku

Location:

Uniwersytet Ekonomiczny we Wrocławiu

Coverage:

Projekt dofinansowany ze środków budżetu państwa, przyznanych przez Ministra Nauki w ramach Programu Społeczna odpowiedzialność nauki II. Tytuł projektu: Nauka dla Społeczeństwa: Prace Naukowe AEW w otwartym dostępie (2005-2008)