Object

Title: Momenty procesu skumulowanych świadczeń w indywidualnym ubezpieczeniu wieloopcyjnym

Title in english:

The Moments of Accumulated Payments in Individual Multi-State Insurance

Creator:

Homa, Magdalena

Description:

Prace Naukowe Akademii Ekonomicznej we Wrocławiu. Ekonometria (17); 2006; nr 1123, s. 202-216

Abstrakt:

In the literature there are described the methods of analyzing and pricing in traditional life insurance, which permit to describe bases for insurer and estimate the "riskness" of individual contract. But in practice the traditional life insurance respects only the basic insurance products, which in reality are more complicated. This reason determined that in my article I consider a multistate insurance policies, which are more attractive and better adopted to the needs of clients. With the life insurance and in particular with the multi-state insurance is connected the analysis of the risk processes: loss or income of the insurer, total payments stream and accumulated payments. Therefore the essence of my work is the discussion and analysis of accumulated payments in multi-state insurance. I used the analysis of financial stream and their actuarial value proposed by Norberg. I presented the moments of accumulated payments in individual insurance. Knowledge of these moments permits to correct calculate premiums and reserves as well as to describe and estimate the "riskness" of individual contract. This is also the basis for further analysis of the insurance portfolio.

Publisher:

Wydawnictwo Akademii Ekonomicznej im. Oskara Langego we Wrocławiu

Place of publication:

Wrocław

Date:

2006

Resource Type:

artykuł

Resource Identifier:

oai:dbc.wroc.pl:138644

Language:

pol

Relation:

Prace Naukowe Akademii Ekonomicznej im. Oskara Langego we Wrocławiu; 2006; nr 1123 ; Ekonometria, vol. 17

Rights:

Wszystkie prawa zastrzeżone (Copyright)

Access Rights:

Dla wszystkich w zakresie dozwolonego użytku

Location:

Uniwersytet Ekonomiczny we Wrocławiu

Coverage:

Projekt dofinansowany ze środków budżetu państwa, przyznanych przez Ministra Nauki w ramach Programu Społeczna odpowiedzialność nauki II. Tytuł projektu: Nauka dla Społeczeństwa: Prace Naukowe AEW w otwartym dostępie (2005-2008)

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